Should I Give a Recorded Statement to an Insurance Company?

When you have been hurt in an accident in Colorado, an insurance company could potentially cover your losses. Depending on the situation, this could be your own insurer or an insurance company covering another person or company that caused you harm.

Insurance companies will often ask you to give a recorded statement.  So, should you do that? In most cases, the answer is absolutely not. You need to talk with a personal injury lawyer near Loveland, CO first to protect your rights. 

Hadfield Stieben & Doutt, LLC is here to help you in your interactions with insurance companies. Give us a call today to schedule a free consultation with a Colorado personal injury lawyer to learn more. 

Why You Should Not Give a Statement to an Insurance Company

At Hadfield Stieben & Doutt, LLC, our attorneys are former insurance defense lawyers. We worked for big-name insurance companies and helped those insurers to protect their own pockets by paying as little as possible to injured victims. 

This means we know firsthand the tactics insurers try to get you to put your claim at risk.

You need and deserve full and fair compensation for the injuries you’ve suffered, and you can’t afford to fall for these tactics. That’s why you shouldn’t give a recorded statement to an insurance company. Here are some of the key reasons that this is such a bad idea:

• Insurance companies have a team of experts trying to pay as little as possible. They’re going to ask tricky questions and do everything possible to try to get you to say something that will jeopardize your claim. 
• Insurance companies can use minor inconsistencies in your statement to try to deny your claim or pay you less than you deserve. You may misspeak or get some details wrong when you’re coping with the shock and stress of an accident and resulting injuries. Insurers will jump on these innocent errors to cast doubt on your claim.
• Injuries sometimes get worse over time. If you tell the insurer details up front about your injuries, but they get worse, the insurer could try to use this as evidence that you’re exaggerating your injuries or being untruthful.

You do not have to put yourself in a position to give an insurance company ammunition to use against you. You should not talk to an insurer at all until you have a Colorado personal injury lawyer looking out for you.

How a Colorado Personal Injury Lawyer Can Help You

At Hadfield Stieben & Doutt, LLC, we have a deep understanding of how insurance companies operate, and we will deal with them in a way that protects your claim.

Our team will talk to the insurer on your behalf, with full knowledge of the law and of their tricky tactics. We can advise you on how best to respond to insurance company questions or contacts, and we can help to ensure they don’t pressure you into accepting a lowball settlement and leaving money on the table.

By dealing with insurers on your behalf, including sending demand letters, we can set negotiations off on the right foot and maximize the chances of getting you the money you deserve.

Contact Hadfield Stieben & Doutt, LLC, Today to Schedule a Free Consultation

Don’t talk to an insurance company before you talk to a Loveland wrongful death lawyer. Hadfield Stieben & Doutt, LLC is here to be your advocate, so give us a call today to schedule a free consultation with a Colorado personal injury lawyer who can fight for you.