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Frequently Asked Questions

What is a Policy Limits Settlement? What Are Policy Limits?

Colorado law requires drivers to purchase car insurance, which is a form of liability insurance. Car insurance varies in price according to how much coverage it provides, but all drivers must have at least $25,000 in liability insurance. If a driver causes an accident that injures you, the most you can recover from the driver’s insurance is the policy limits. This could be as low as $25,000, or as high as $1,000,000. Each insurance policy has different coverage amounts, or different policy limits. A Policy Limits Settlement is one where the insurance company is required to pay every penny in insurance coverage to the injured person.

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About the Firm We are Hadfield Stieben & Doutt

Experienced Attorneys serving Fort Collins and Northern Colorado. We are honest lawyers who offer a human approach, working directly with you, listening to you, and ultimately doing what’s in your best interest.

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