A car accident in Loveland, Colorado, can change your life in significant ways. You may be dealing with painful injuries, expensive medical bills, and the stress of lost wages and property damage. At Hadfield Stieben Doutt, our personal injury attorneys in Loveland, CO can help you move on from a serious crash with the accountability and justice you deserve.
Let our lawyers seek to maximize compensation for all of your losses while you take the time to heal and recover. Contact us today to start with a free case review.
Why Choose Our Loveland Car Accident Attorneys?
- We understand how the other side of your case operates. Many of our attorneys previously worked in insurance defense. Now, we use their experience to advocate for our clients against those same insurance companies.
- Our lawyers bring together decades of experience handling automobile accident claims to achieve the maximum possible compensation. We’ve recovered millions of dollars for our clients in settlements and judgment awards.
- You won’t pay us anything unless we win your Loveland car accident case. Hadfield Stieben & Doutt, LLC operates on a contingency fee basis, meaning we only take our fee out of the case results we secure – and only if we win.
How Can a Lawyer Help You After a Car Accident in Loveland?
Recovering from a car accident physically and emotionally is difficult enough. You should not also have to worry about your financial recovery, especially if you didn’t cause the accident. Hiring a Loveland car accident attorney to advocate for you during the insurance claims process can help you achieve a fair outcome without the stress.
Your car accident lawyer in Loveland can go up against insurance companies on your behalf to negotiate a fair settlement and protect your rights. A lawyer will know how to counter tactics used by insurers to protect their own interests, such as downplaying your injuries or blaming you for the crash. A Loveland car accident attorney can use strong evidence and compelling storytelling to maximize your case results.
What Types of Car Accident Cases Do We Accept in Loveland, CO?
Car accidents are one of the most common causes of injuries and deaths in Colorado. In 2025, 716 people in Colorado died in fatal collisions. At HSD Law, we know how to handle any kind of motor vehicle crash case, including:
- Car accidents
- Truck accidents
- Bus accidents
- Motorcycle collisions
- Bicycle and pedestrian accidents
- Drunk driving accidents
- Distracted driving accidents
- Hit-and-run accidents
- Drowsy driver collisions
- Uninsured and underinsured motorist accidents
- Rollovers
- Head-on collisions
- Fatal car accidents
We represent clients with serious and catastrophic injuries from automobile accidents, as well as families in wrongful death claims after a fatal car accident.
Steps to Take After a Car Accident in Loveland, Colorado
In the aftermath of a car accident in Loveland, your priority should be your safety. Get to a safe place, check for injuries, and get medical attention. If you can, take the following steps to start building your case:
- Do not admit fault for the auto accident.
- Call 911 to report the car accident to local law enforcement.
- Gather information from the other driver and witnesses.
- Take photos at the crash scene before you depart.
- Write down a description of what happened while the details are still fresh.
- Collect all medical bills and repair estimates related to the crash.
- Call your own car insurance company to report the accident.
- File a claim with the at-fault party’s insurance provider to seek benefits.
- Refrain from giving an insurer a recorded statement.
- Contact a Loveland car accident lawyer before accepting a fast settlement.
The steps you take or do not take can alter the outcome of your car accident claim. A car insurance company will look for mistakes you made as a reason to deny coverage. Consult with a lawyer early on in your case to protect your rights.
Who Pays for a Car Accident in Colorado?
In Colorado, every driver is required to carry at least $25,000 per person and $50,000 per accident in bodily injury or death coverage, plus $15,000 for property damage. You can access this insurance as an injured crash victim if the other driver involved in your accident is at fault.
You may be entitled to compensation for:
- Present and future medical bills
- Property damage repairs
- Lost or diminished wages
- Lost capacity to earn in the future
- Disability costs
- Out-of-pocket expenses
- Pain and suffering
- Loss of consortium
- Punitive damages, in cases involving gross negligence
If an insurance company won’t offer the settlement you deserve for serious injuries or losses, our car accident attorneys in Loveland can pursue justice for you by filing a lawsuit and representing you at trial in Loveland.
Helping You Overcome Common Challenges in Loveland Car Accident Claims
An experienced Loveland car accident attorney will be equipped to handle common challenges and defenses you may encounter during your insurance claim. While an insurance company works hard to limit your financial recovery, your lawyer will work harder to achieve justice for a preventable accident on your behalf.
Comparative Negligence
In Colorado, the modified comparative negligence law can limit an individual’s financial recovery. Under this rule, if you caused or contributed to your crash, your settlement or judgment award can be reduced by an amount that is proportionate to your degree of fault. If you are found to be 50 percent or more at fault, you won’t be eligible for any compensation.
Statute of Limitations
Another Colorado law imposes a strict filing deadline of three years on most motor vehicle accident cases. This is known as the statute of limitations, and if missed, it can bar you from receiving any compensation. It’s important to act quickly to avoid missing your opportunity to hold someone liable for your Loveland car accident.
Standards of Evidence
You must support a car accident claim with evidence – both of the defendant’s fault and of your injuries and losses. Available evidence may include police reports, medical records, photos and videos, eyewitness statements, expert witness testimony, and cell phone records. An attorney can help you preserve and collect the most important evidence to build your case.
Contact Our Loveland Car Accident Attorneys for a Free Case Consultation
You don’t have to deal with the aftermath of a car accident in Loveland, Colorado, alone. The lawyers at Hadfield Stieben Doutt are here to help you file an insurance claim, handle claims adjusters, negotiate a fair settlement, or take your case to trial, and make sure you and your family have everything you need during this difficult time.
We offer free initial consultations, where you can talk to an attorney about your car accident and receive honest legal advice. If you cannot come to us, we can visit you at your home or hospital. Call (970) 221-2800 or contact HSD Law online 24/7 to arrange a cost-free case review.